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How do you determine which accounts are eligible for a reduction?

Determining which debts are eligible for a balance reduction

Updated over 4 months ago

We review your accounts for any that meet the eligibility requirements:

  • The account is not 60+ days past due

  • The debt is not unsecured (like credit cards and personal loans)

  • The debt is part of a joint account

  • The balance is under $100

If you have eligible accounts, you can request a balance reduction straight from the app to save on what you owe.

πŸ’‘ Right now we can only show the debts that show up as eligible via the report from Equifax. Please note that Relief cannot modify any information shown to you in the app. Which includes adding any accounts that have debts.

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