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Is Relief a debt settlement company?

How Relief differs from a traditional debt settlement company.

Relief is not a debt settlement company or a law firm. Relief is a self-service platform built to help you manage overdue debt, understand your options, and take action directly from the app.

Using technology and account data, Relief helps surface eligible overdue accounts, estimate potential savings opportunities where available, and show tools that may help you move forward. Depending on your situation, you can submit debt reduction requests, reduce unwanted collector contact, monitor for potential collection rule violations, explore lawsuit response options, and track progress in one place.

Relief helps simplify the process by:

  • Identifying eligible overdue debt and surfacing available actions and estimated savings opportunities where applicable.

  • Helping reduce collector contact through tools like cease & desist letters.

  • Monitoring account activity and potential collection rule violations that may create additional leverage.

  • Providing lawsuit response support options, including guided and attorney-supported paths for certain matters.

  • Offering AI-powered guidance to help you understand collections, creditor communications, and next steps.

  • Allowing you to submit requests directly to eligible creditors through secure technology with just a few taps.

  • Keeping all of your accounts, requests, and updates organized in one dashboard.

Relief is designed to put you in control by giving you the tools, information, and actions to manage overdue debt in a simpler and more affordable way.

Results vary and are not guaranteed.

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