Relief is a self-service app designed to help people manage overdue or overwhelming debt in one place.
Instead of researching options, contacting creditors individually, and trying to figure out next steps on your own, Relief brings together tools that help you understand your accounts, reduce collector pressure, explore savings opportunities, and take action directly in the app.
Your membership includes ongoing access to tools designed to support you over time.
What do I get with my Relief membership?
Cease & Desist Letters
Collection calls and repeated contact can make it harder to think clearly about your next move.
Relief helps automate cease & desist requests that may help reduce collection calls and written contact depending on your situation.
How this helps you:
Reduce unwanted collector contact
Keep communication more organized
Create space to focus on next steps
AI Debt Advisor
Not sure whether to settle, wait, respond, ask for more time, or what a notice means?
AI Debt Advisor lets you ask questions and get guidance based on your account details and activity inside Relief.
Examples:
“Should I respond to this settlement offer?”
“What does this letter mean?”
“What options do I have?”
“What happens if I do nothing?”
How this helps you:
Understand your options faster
Get answers without researching everything yourself
Make decisions with more context
Debt Reduction Requests
Relief helps you request lower balances from eligible creditors directly through the app.
When available, Relief uses account details and available benchmarks to help simplify the process.
How this helps you:
Take action without starting from scratch
Submit requests across eligible accounts
Track updates in one place
What if my creditor is not eligible?
No worries.
If your creditor is not currently eligible for automated requests, Relief may still help by providing:
Estimated benchmark data where available
A conversation blueprint and suggested talking points
Guidance on information to gather before reaching out
Recommended questions to ask
You stay in control and decide whether to contact your creditor directly.
Savings Estimator
Before submitting a request, Relief may show estimated reduction ranges based on historical outcomes and available account information.
How this helps you:
Set expectations before taking action
Compare possible outcomes
Decide whether submitting makes sense for you
Savings estimates are not guarantees and outcomes vary.
Real-Time Monitoring
Account eligibility can change over time.
Relief monitors for updates and notifies you when account information changes or additional opportunities become available.
How this helps you:
Stay informed without checking constantly
Discover newly available actions
Avoid missing updates
Unified Dashboard
Managing debt across multiple accounts can get messy.
Relief gives you one place to view accounts, track requests, review updates, and understand what needs attention.
How this helps you:
See everything in one place
Stay organized
Reduce manual tracking
Violation Monitoring
Collectors and creditors are required to follow certain rules.
Relief lets you log collection activity and monitor for behavior that may deserve additional review.
Examples may include:
Excessive contact
Contact after requests to stop
Certain communication concerns
Timing or documentation concerns
How this helps you:
Keep records organized
Understand if additional options may exist
Create leverage during resolution conversations
In some situations, documented issues may qualify for compensation and Relief will do all the heavy lifting for this.
Legal Support Tools
Received a debt letter, legal notice, or court paperwork?
Relief provides tools to review documents and understand possible response paths.
Depending on availability, options may include:
AI-assisted document review
Response drafting support
Educational guidance
Attorney-supported options
How this helps you:
Understand what documents mean
Avoid missing deadlines
Know your next step sooner
Discounted Attorney Access
Some situations benefit from additional professional support.
Relief may provide access to independent attorneys for certain debt-related matters.
How this helps you:
Get additional support when needed
Understand available legal options
Access preferred pricing where available
Schedule a free consultation right in the app.
Does Relief make decisions for me?
No.
Relief gives you tools, information, and optional support to help you take action. You remain in control of what requests are submitted and what options you choose.
Is Relief a law firm?
No. Relief is not a law firm and does not provide legal advice. Attorney services, when available, are provided by independent attorneys.
Are savings guaranteed?
No. Results vary based on your accounts, creditor decisions, eligibility, and other factors. Any estimates shown are informational and not guarantees.
Note: If a Relief Membership isn’t the right fit for your situation, we will connect you with trusted partners who have other options to help you.