Relief’s business model is simple and built around real value—reducing your debt without adding more stress.
Here’s how we make money:
💳 Balance Reductions
We charge a one-time, transparent platform fee for each successfully submitted request to your creditor. This fee is based on your estimated savings and is fully refundable if no savings are offered within 60 days.
🎓 Student Loan Support
We offer an annual subscription fee that gives you full access to our federal student loan tools, including personalized plan recommendations, application guidance, and ongoing updates.
⚖️ Legal Protect
If you're facing a debt lawsuit, our Legal Protect tool offers access to licensed attorneys and legal help for a flat monthly subscription.
🤝 Third-Party Tools & Services
In some cases—like when you apply for a payoff loan or use other tools we recommend—we may receive incentives for referrals. We only work with trusted partners and never promote products we wouldn’t use ourselves.
No hidden fees. No confusing fine print. Just straightforward pricing that reflects the real help we provide.