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How do you determine which accounts are eligible for a balance reduction?

Determining which debts are eligible for a balance reduction

Updated over 3 weeks ago

We review your accounts for any that meet the eligibility requirements:

  • The account is 60+ days past due

  • The debt is unsecured (like credit cards and personal loans)

  • The debt is not part of a joint account

  • The balance is over $100

  • Your creditor is currently supported within the platform

If you have eligible accounts, they will automatically show up and you can request a balance reduction straight from the app to save on what you owe.

πŸ’‘ Right now we can only show the debts that show up as eligible via the report from Equifax. Please note that Relief cannot modify any information shown to you in the app. Which includes adding any accounts that have debts.

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